Have you ever felt like you don't do enough for others? Have you ever said to yourself "if I JUST had more time and not so many obligations I would love to give more to others"? If not, please scroll down for information about Short Sales which is most likely how you found my site. If so, please take a moment to read this brief story and possibly take a moment to give like you've felt like doing for so long.
There are many stories about breast cancer victims but personally I have never known someone quite like Karen George and her story. Not just for her bout with cancer but for how she chooses to live her life with cancer. Crossed out because I believe that's how Karen wants to be seen. Cancer doesn't define her, it's not part of her name, and she refuses to live life in fear of when death may come knocking. She's fully aware she has cancer, but more importantly she knows she's alive.
In June 2005, when Karen was 30, she was diagnosed with stage four breast cancer. Karen, owner of a branch of a mortgage company in Chandler Arizona with her husband, Michael, underwent chemotherapy, radiation and a lumpectomy. After 10 months of remission, the cancer returned in September 2006, this time in her brain. Radiation brought the tumors under control until August 2007, when Karen developed a hacking cough.
The cancer had returned, this time in her lungs and ovaries. Karen had her ovaries removed and went through chemotherapy again for her lungs.
In March 2008, Karen was again informed that cancer was growing in her lungs and liver. The liver being the most terrifying. So once again Karen will undergo chemotherapy.
Undergoing three rounds of treatment already and now faced with a fourth in as many years would be enough to discourage many people, but rather than dwell on her illness she is creating a non-profit organization called SOMAD (http://www.somad.org), which is both an acronym for "Save Our Mothers and Daughters" as well as a combination of the words "so mad."
With Karen and her husband being self employed their health insurance leaves a lot to be desired. With the "fine print" and just the overall "big business" theory in insurance companies the medical bills are astronomical. As a friend of both Karen and Michael, and the inspiration Karen gives me with her life, spirit, and story. I'm making a personal commitment to give more to their cause, to their medical bills, and to their future medical bills. I will be donating a portion of my commission from every tranaction I close, whether you're buying or selling a home using my services, to Karen's needs. I encourage you to visit http://www.fighting-breast-cancer.com and read more about Karen. Not just her struggle with this disease, but for her spirit, strength, attitude, and life.
Donations for Karen George may be made at any Bank of America, to the "Karen O. George Medical Fund", or mailed to Bank of America, 13008 N Tatum Blvd., Phoenix, AZ, 85032. OR, make donations online now at http://fighting-breast-cancer.com/breast_cancer_bracelets. Thank you.....
Let's Talk Arizona Short Sales!!!
The buzz words these days seems to be "Short Sales" when it comes to homes in Arizona. Even in Chandler, Gilbert, and Mesa you can find plenty of Short Sale opportunities as a home buyer or investor. So what the heck is a Short Sale?
Short Sales are when an Arizona lender agrees to accept a payoff on a home mortgage that is less than what the owner of the property actually owes on the mortgage. Let's say the owner or borrower owes $200,000 to the lender to pay off the home and the actually market value of the home is only around $180,000. So the owner or seller knows he/she can't sell the home and come up with enough to pay off the entire amount. The seller is also having problems keeping up with his/her mortgage payments, for whatever reason, enough so that the bank has warned of possible foreclosure. In this case the seller can approach the lender for approval to accept a Short Sale. Usually the lender will not disclose the amount they will accept as payoff, but they will consider reasonable offers lower than the principle balance owed.
Why is a Short Sale good for a buyer or investor? First, you have a good chance of saving thousands as a home buyer because the home needs to sale before the foreclosure begins. This typically means the home is listed well below market and offers that are lower have a good chance of being seriously considered by the lender. Second, usually those in a Short Sale situation are working with the lender to make things right (or as right as possible) and care about their credit and their Arizona home they own, especially if they are currently occupying the home. So the chance of the home needing major repairs is less likely. It's actually not uncommon to see an Arizona home that is less than 5 years old to be up for a Short Sale.
Why is a Short Sale good for an Arizona seller? As a seller if you are able to complete a Short Sale on your home before it forecloses you have saved yourself a nasty hit on your credit that can last seven years. You'll be able to rebuild your credit from those late mortgage payments much faster then you would if a foreclosure was on your credit.
Why is a Short Sale good for the Arizona lender? Who cares!! Just kidding. Short Sales can be beneficial to a lender because they do not have to go through the expense, legalities, and time of a foreclosure. They also stand to make more money on the loan than they would in a foreclosure. They also avoid owning a home that they now have to sell.
So Short Sales can be a Win, Win, Win. The key to them is patience. To request a personalized website displaying all properties in MLS that meet your specific criteria of available Short Sales in Chandler Arizona, Gilbert Arizona, and/or Mesa Arizona click here.
Chandler Arizona Homes
Over 900 new residents move to Chandler Arizona each month, a fact that has a favorable impact on residential construction.
This positive trend is also reflected in the number of building permits issued throughout the year. A 160 percent increase in Chandler’s population since 1990 has set the stage for continued growth in the residential sector as well as the industrial, educational and retail sectors.
Even those with the most discriminating taste will find affordable, attractive, new and resale homes throughout Chandler Arizona. Types of homes include single-family homes, town homes, condominiums, apartment homes and custom-built homes.
Gilbert Arizona Profile 2007
Median Gilbert home price as of Apr 2007: $295,195
Click Here for a list of New Homes in Gilbert Arizona
Gilbert’s residents overall have maintained a high level of satisfaction with their town, its government, and the services provided than in the past. There is less concern about the Town’s leadership and a greater focus on streets and traffic as the primary service concerns in the Town. Problems like water which concerned a great many in past surveys have been satisfactorily addressed in the view of many residents.
Gilbert Arizona is still liked for its small town atmosphere, and for the quiet atmosphere and friendly people in the neighborhoods. Many residents again commented on the cleanliness of their neighborhoods and how well yards and common areas are maintained.
While commercial development continues to be a concern to Gilbert residents who worry about planning and intrusion into the neighborhoods, this year more residents than ever before commented on how accessible shopping and services for everyday needs were.
Consistent with past surveys, Gilbert’s well educated, higher income population is attentive to Town Gilbert services, policies, and development. Despite feeling that they do not know a great deal about Town policies and decisions.
Gilbert residents use multiple information sources, particularly the printed newspaper and town newsletter for information about Town policies and events. More residents than ever before say they use the Town’s Website to gain information about Gilbert.
Finally, as we have noted in previous years, demographic differences among the subgroups of the population have steadily declined. Overall, the prevailing in Gilbert is that the Town is a great place to live and that the Town government provides excellent service to the community.
Mesa Arizona Real Estate
Mesa is the third largest city in Arizona and 41st largest city in the nation and is currently home to over 450,000 residents. Mesa Arizona is not only home to the largest school system in the state, but also home to 16 schools for higher education. Major employers include Banner Health System and Boeing. Mesa Arizona is also home to two large air feilds, Williams Gateway Airport and Falcon Field Municipal Airport. Williams Gateway could one day be home to some commercial airlines to relieve the overwhelmed Sky Harbor International Airport in Phoenix and provide an alternative airport to a vastly growing valley of residents.
Mesa Arizona also offers two major shopping malls, Fiesta Mall in West Mesa and Superstition Springs Mall in East Mesa offering over 165 specialty store and most major department stores. On a higher scale Mesa Arizona recently raised the bar with the opening of Village Square at Dana Park. This dynamic Mesa shopping destination offers upscale shopping and is known as Mesa's urban lifestyle center. If you'd rather golf than shop Mesa residents can enjoy many golf course destinations like the Las Sendas Golf Club located in the North East hill side of Mesa Arizona.
With Mesa taking up so much Real Estate in the east valley there are many Real Estate opportunities, whether you're looking for a new home or resale home or looking for an investment home. You will find that homes in Mesa Arizona can offer something to almost all price ranges and taste. Home prices will vary significantly as you travel from West Mesa to East Mesa, or from South Mesa to North Mesa.
My name is Tracy Smith and if you're looking for a dedicated Arizona Real Estate Agent that specializes in the cities of Chandler, Gilbert, and Mesa Arizona with integrity and loyalty, give me a call directly on my cell at (602) 763-2931 or E-Mail me at tsmith215@hotmail.com with any questions. I can also assist you with any home or investment in any city in the Phoenix Metro area.
Please enjoy looking through my website, I'm sure you will find a wealth of information regardless if I work with you or not. Thank you for visiting and I hope to hear from you soon. Contact Us.
NOTE: "Sex offender information provided as a resource only. Real Estate Agent does not guarantee the accuracy of the information. Contact local law enforcement for details."
Mesa Arizona also offers two major shopping malls, Fiesta Mall in West Mesa and Superstition Springs Mall in East Mesa offering over 165 specialty store and most major department stores. On a higher scale Mesa Arizona recently raised the bar with the opening of Village Square at Dana Park. This dynamic Mesa shopping destination offers upscale shopping and is known as Mesa's urban lifestyle center. If you'd rather golf than shop Mesa residents can enjoy many golf course destinations like the Las Sendas Golf Club located in the North East hill side of Mesa Arizona.
