Take Advantage of Loan Pre-Qualification Before Finding Your Arizona Dream Home

The Advantages

Know how much house you can afford.
Know how much cash you will need for the down payment.
Simplifies pre-approval.

A number of factors determine the price range of homes you'll want to preview - one of these factors is loan pre-qualification.

Items considered when pre-qualifying for a mortgage loan include:

  • Employment History
  • Credit History and Scores
  • Monthly Income and Expenses
  • Current Credit Debt

There are many different types of loans to consider in Arizona - FHA, VA, and Conventional. Within these types there may be many different programs as well, like 15 year terms, Adjustable Rate Mortgages, and many other. Regardless of the type of loan, getting pre-qualified will give you an accurate idea of what price ranges you should be looking in. Nothings more discouraging than find the perfect property only to find out you can't qualify for the loan to secure it.

 

 


US Preferred Realty Inc. 1255 W. Baseline Rd., Suite 182 Mesa, AZ 85202
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